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Actions that can result in credit card fraud charges

On Behalf of | Aug 2, 2023 | White Collar Crimes |

Thanks to their convenience and security, people are becoming more reliant on credit cards. Yet, credit card fraud still affects hundreds of thousands of people. Perpetrators can steal financial information and make unauthorized purchases by applying social engineering or exploiting security gaps. But credit card fraud can also be committed through other, less sophisticated methods.

Fraudulent use of a credit card: How it happens

Credit card fraud is the illegal use of another person’s credit card information for financial gain. Perpetrators utilize various schemes to access financial information. Phishing through fake emails is a common approach, but intercepting mail is also frequently used.

Several statutes in California criminalize the different activities relating to credit card fraud. Those engaging in such behaviors risk severe punishment from the law, including imprisonment.

Because of the seriousness of credit card fraud charges, it is important to be aware of the behaviors that might put one at risk. Not all card fraud results from phishing or actual theft.

Here are some activities that may constitute fraudulent credit card use:

  • Paying for goods and services using an expired credit card
  • Allowing another person to use their credit card to defraud others
  • Using someone else’s credit card without their permission
  • Providing goods and services to someone using a stolen, fake or expired credit card
  • Creating and using fake credit cards
  • Receiving a stolen credit card
  • Selling a credit card
  • Accessing credit card information through a credit card skimming device
  • Receiving money obtained from unauthorized ATM use
  • Applying for a credit card under someone else’s sensitive information

Some instances of credit card theft are not so obvious. It is possible that one could commit the crime unknowingly.

Fighting to lower or drop credit card fraud charges is challenging but not impossible. It will require legal expertise, evidence gathering, and a well-thought-out defense strategy. Having a skilled and determined criminal defense attorney may prove to be beneficial.

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